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Posted by New Age Real Estate on 11/17/2017

It's amazing how one piece of carefully chosen, strategically placed furniture can drastically improve the look and feel of your kitchen, living room, or any other space in your home.

While it is very satisfying to pick out furniture that delights you every time you look at it, furnishing and decorating your home can take a big bite out of your budget. What many homeowners don't stop to consider, however, is that it is possible to get good deals on nice furniture without depleting your bank account.

Here are a few strategies for accomplishing that.

  • Take advantage of sales, discount coupons, and closeouts. When a furniture outlet advertises that they "will not be undersold," it's often worth your while to stop over and take them up on that offer. First, however, it's necessary to know what the competition is charging for the same or very similar furniture. Once you're armed with that information, you're in a good position to pay the lowest possible price. Like any type of shopping, comparing prices will save you money.
  • Dispense with your aversion to negotiating. Have you every heard people say "I hate negotiating" or "Negotiating makes me feel uncomfortable?" Are you one of those people? For whatever reason, it's a mind set many people have. The disadvantage of thinking this way, however, is that you may be missing out on chances to save hundreds, if not thousands of dollars a year. When you add up the savings and realize all the worthwhile ways you can use that saved money, you may reconsider your position on practicing the art of negotiating!
  • Estate sales can potentially be a great source of good quality, reasonably priced furniture, and sometimes you can stumble upon incredible bargains. For obvious reasons, your ability to negotiate the best possible deal increases as the end of the sale approaches. When you play the "waiting game" or tell them you'll come back later or tomorrow, you do run the risk of someone else snatching up that great dresser, coffee table, or antique lamp you had your eye on. Waiting can be a gamble which sometimes (but not always) pays off. There's also an art and science to getting the best deals at antique shows, but effective bargaining requires the right mindset, a little knowledge, and plenty of practice.
  • Attending garage sales can also yield great bargains and unique finds. Homeowners holding garage sales are often motivated to liquidate their old furniture --especially if it's a moving sale. If you've ever held a yard sale, yourself, you know that the last thing you want to do at the end of the day is to haul unsold furniture back to the house when the sale is over.
With a little research, friendly negotiating, and patience, finding great furniture for the right price is an attainable goal.
 





Posted by New Age Real Estate on 8/11/2017

These days keeping track of your money can be a hassle. Between all the different ways you can spend your money it’s easy to lose track of your spending. Luckily there are some great apps for money management. Below are a few favorites— all rated with 3.5 stars and up. LearnVest: LearnVest is a money management platform, but it’s also much more. You can link up your various accounts to keep track of your spending, savings and goals (that you set). But the best part about this app are the articles you receive via email from them. The articles that they send are full of helpful information related to early retirement, saving for your wedding, how to pay down debt, rebuilding bad credit, smart saving, and so much more. Every article is worth the read. This app is available on iOS. Mint: Mint is a well-known money management platform. You can hook up your bank accounts, credit cards, 401k and loans and set up budgets. The app utilizes graphs to show you how you spend your money and provides you with bill reminders. It will even give you your net worth. The only downfall to the app is that it has a difficult time connecting to small banks’ online banking systems. This app is available on iOS and Google Play. Daily Budget: This is a do-it-yourself app. If you are one that is weary about putting your personal banking information onto your phone then this is the money management app for you. You plug in your income, reoccurring expenses and it gives you a daily budget. You can add in additional income and expenses as they occur. But, you will have to pay for the full version if you want to utilize all income and expense categories. This app is available on iOS. Comparable apps are available on Google Play. Prosper Daily: This app’s main emphasis is on protecting your accounts. You can link up your bank accounts and credit cards and approve or deny charges as they occur. But, it is also good for a high level review of your accounts. You are able to view your balances on your credit cards and checking account all in one place. Another pro of this app is that you are able to categorize your charges making it easy to keep track of what you are spending your money on. One of the great new features now available is the ability to view your credit score. And beyond that it provides insight into why your score is the way it is and how to improve it. This app is available on iOS and Google Play. These apps will aid you in getting in front of your spending and back in control of where your money is going. Be sure to take full advantage of the offerings that each app has, as it will only benefit you in the long run.





Posted by New Age Real Estate on 10/14/2016

Housing prices are low, rates are low but how can you buy a house when your funds are also low?  How can you save money for a house while prices and rates are still good? Saving for a home can be different than just saving because you have save such a large amount of money and you don't know exactly how much you'll need.  Here are some strategies on how to save up: 1. Start with small goals. Try saving for closing costs or another smaller amount and then add another goal. Break the down payment into 3%, 5%, 10%, and 20% levels, to help make the savings goal more achievable. 2. Try saving a specific amount of money every month. Instead of saying I want to save $6,000 a year it is easier to say I will save $500 a month. Smaller, more achievable milestones are always good motivators to savings. 3. Ask for help. If people ask what to give you a gift for your wedding, birthday etc. ask them to contribute to your home savings plan. Online sites like SmartyPig make it easy to get other people involved in your savings goals. 4. Create a visual goal graphic. Create a vision board or some kind of graphic that represents what you are saving for. It always helps to see what you are saving for and have a constant reminder. Hopefully, you'll be on your way to a new home in no time.





Posted by New Age Real Estate on 9/30/2016

Saving money is on everyone’s mind, and rightfully so. One of the easiest ways to save money when shopping is by using your phone. There are many apps offered in the App Store and Google Play Store that are amazing at saving you money through discounts, coupons and even money back. All you have to do is download the app and create an account and your on your ways to savings. Check out the apps below: Cartwheel: This is Target’s app. It features deals that are based on items you’ve purchased before or are likely to purchase in the future (based on shopping patterns it learns from using the app). But the best part about this app is the scan feature. While shopping scan all of your items that you put in your shopping cart to find additional offers, saving you even more money. Savings Catcher: This is Wal-Mart’s app. With the Savings Catcher app you scan your Wal-Mart receipts and it then scans for competitor’s prices on items that you purchased. You will receive money back for any item that was priced lower at a competitor’s store. You can turn this money into a gift card at any time and redeem it at your local Wal-Mart. Shopular: Shopular is a very popular shopping app. It has coupons, deals, and sales for almost every store imaginable. They include Express, Famous Footwear, Michaels, Old Navy, Target, Kohl’s, factory stores, and so many more. The best part about this app is that stores actually accept the coupons. Groupon: Groupon is very popular. It offers deals on restaurants, goods, hotels, vacation packages, activities, and much more. Beyond the offers that are offered, Groupon also runs specials where you can receive an additional amount off the already discounted amount. These are perfect times to purchase the Groupon you’ve been holding out on. Now get to downloading and happy saving!




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Posted by New Age Real Estate on 9/2/2016

It's no surprise that buying in bulk is cheaper. Manufacturers can offer you the same items with less packaging and fewer processing steps. Then, at the store, less time is required for employees to stock these items onto the shelves. Basically, bulk buying is a win-win for everybody. Knowing which items to buy in bulk, however, is a bit trickier. We would all buy everything in bulk if we had the storage space in our homes or a cart big enough at Walmart. There are certain home goods you can count on for always being smarter to buy in bulk. In this list, we'll cover the top bulk items that are worth the space in your closet and where to find them. 1. Toilet paper, paper towels, and napkins The trinity of paper items. These three purchases are always worth buying in bulk. Running out of them can range from an inconvenience to an emergency, so it's good to have plenty stocked up. The undisputed champion when it comes to buying toilet paper is Costco. However, most warehouse clubs also have good deals. If you'd rather spend a bit more and not have to carry a huge box to your car, Amazon also has some good deals on these three paper goods. 2. Liquid hand soap and body wash Those tiny bottles of liquid hand soap won't get you very far and can be quite pricey. If you have a favorite, odds are you can find a large jug of it on Amazon to refill your smaller bottles as needed. 3. Tupperware One good set of tupperware will outlast 5 cheap plastic sets. That said, you can still get a good deal on a large set of tupperware and it's worth it if you pack lunches in advance or have a large family. Amazon is also the price to beat when it comes to plasticware. 4. Batteries One item that typically isn't cheaper online is batteries. Walmart is the place to buy large packs of batteries. If you really need to have a lot of them on hand, however, it will probably save you much more money in the long run to buy some good rechargeable batteries, especially AAs. 5. Diapers If you're a parent, you've most likely noticed the magical disappearing properties of diapers. A full box of diapers seems to vanish into thin air within a couple days time. Frugal parents have found that off-brand diapers, such as Target's Up & Up diapers, are high quality and much more affordable than name brand options. Alternatively, Amazon Mom will help you save on gas and on diapers, and offers many other baby-related goods as well. 6. Over the counter medications First, go generic--it will save you a ton of money on non-prescription meds. As to where the best place to buy medications, consumer reports show that Costco and Sam's Club are the cheapest, whereas drug stores like CVS, Rite Aid are the most expensive.




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